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The most common roadblock for buying a home, aside from the occasional credit score mishap, is almost always finding real estate financing options.For those with little-to-no money, the process of coming up with funds for a down payment can seem financially inconceivable, as traditional home loans require anywhere from 15-20 percent out of pocket.Collins English Dictionary - Complete & Unabridged 2012 Digital Edition © William Collins Sons & Co. If you are negotiating for a mortgage loan, you are probably inundated with numbers, many of which are featured interest rates.Please use the form below to refine and maximize search results.

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Find the monthly principal and interest payments proposed in your loan offers.

Most traditional mortgages are self-amortizing loans; however, interest-only mortgages and payment option ARMs are examples of mortgages that are not self-amortizing.

In an interest-only mortgage, the payments for a certain number of years consists only of interest, after which the mortgage becomes self-amortizing for the remaining term.

That said, the secret to affording homeownership is understanding your mortgage options.

Mortgage options hold the key to securing low-down-payment and zero-down payment home mortgages.

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